So, reality has caught up with you. You’re sick of juggling too little money and too many bills. You’ve met and accepted that you have to find some way out of your debt mess and move on with your life. If you have reached this dark place, Fort Wayne bankruptcy lawyers are ready to help you find the light again. So, what now? Fort Wayne bankruptcy lawyers will make a consultation appointment for you.In order to make constructing and filing this petition as simple and painless as possible, Fort Wayne bankruptcy lawyers offer this list of needed information to streamline the process and save you that last minute panic of digging through those boxes of paperwork up in the dusty attic.
We ask you to bring the following items to your first appointment:
W-2s or other proof of wages, such as 1099s for the last three years. Tax returns for the last three years. Bank statements for the last year. Most recent bills from every creditor. EVERY CREDITOR. Leave no one out, no matter the reason! All correspondence from creditors, including threatening letters. All of YOUR correspondence with creditors. Most recent payment stubs for vehicle loans, student loans, etc. Most recent credit card bills with most up to date balances possible. Any other bills from the previous year. Copies of your divorce decree, child support documents or any other court orders that demand payment from you. Copies of any previous bankruptcy filings. Files from any previous attorneys. All insurance policies. This includes life, health, auto, etc. Your mortgage documents and any documentation for second mortgages or line of credit or equity loans. Any other promissory notes you have signed. Copies of your lease or rental agreement. Documentation relating to any investments or stock portfolio. All vehicle titles, including boats, RVs, etc. Cancelled checks for any other debt you cannot categorize. Any documentation relating to any one owing you money. This includes things like royalties, rent monies payable, residuals for intellectual properties, etc. Documentation relating to any lawsuits that have been served on you. Evidence of any agreements with the IRS for taxes in arrears. If you are in arrears on student loans, include any information that might effect your being able to discharge these debts including disabilities. Any documentation relating to how you got in this predicament in the first place such as layoff notices, proof of disability, death certificate for a spouse, child or other family member that involved you financially. A list of your major assets and their present value.